| William Penn Product
Disclosure
The William Penn term life insurance premiums quoted
here are based on the information provided for the quote. The
quote is based on the assumption of health as indicated in the
"Describe your health" question and does not take into
consideration occupational risks or other avocations. Approval and
actual rates will be based upon the entire underwriting process,
including but not limited to, information provided on the application,
exam results and specific underwriting requirements and criteria.
You can return a policy without obligation within 20 days of
receipt. Policy descriptions provided here are not a statement of
contract. Please refer to the policy form for full disclosure of
benefits and limitations.
RIGHTerm policy form #T-RC-IP/97. Only available
in New York.
RIGHTerm 5 & 10 issue ages 20-75. RIGHTerm
15 issue ages 20-65. RIGHTerm 20 issue ages 20-55. Premium
rates vary by coverage amount: $100,000-$249,999, $250,000-$999,999 and
$1 million and above. Premiums quoted include $50 annual policy
fee. Premiums are guaranteed to stay level for 5,10, 15 or 20
years, respectively, and increase annually after initial guarantee
period. RIGHTerm policies can be issued in preferred plus
non-tobacco (no tobacco use in past 36 months), preferred non-tobacco
(no tobacco use in past 24 months), standard plus non-tobacco or
standard non-tobacco (no tobacco use in past 12 months) and standard
tobacco classes. RIGHTerm 5, 10, 15 & 20 coverage can be
renewed to age 95 for business situations. RIGHTerm 5, 15 & 20
coverage can be renewed to age 80 for non-business situations.
RIGHTerm 10 coverage can be renewed to age 80 for non-business
situations, or 10 years if longer. Rates as of 8-10-2001. |